IT'S NOT WHAT YOU EARN...
IT'S WHAT YOU KEEP THAT MATTERS.

Houghton Lake Financial is an independently run family-owned Corporation based in Houghton Lake, Michigan.  We have no obligation to work with any specific firms, agencies, or products except the ones that are in your best interest.

We have over 40 years of experience specializing in investment, tax, and retirement income planning. Our custom programs help protect your personal and business assets and retirement, as well as provide for your income, investment, and insurance planning needs.  We help ensure that your estate, portfolio, and tax situation match up with the purposes that they are intended. 

You can achieve a better understanding of your finances and make better decisions to protect what you've worked so hard to build.  Become more confident in your ability to care for yourself and your family by the strength of our relationship. 

Simple, effective, convenient, reach for Houghton Lake Financial.