Products and Services


Life is tough at times.  Making time to plan for your future is important. Let our staff of profesionals cater to your needs with our ease of access, online tools, and streamlined process.

Make planning convenient.

Retirement Services*

IRA's, Roth' IRA's, Rollover's, Simple's and Stretch IRA's
Retirement Income / Distribution Planning
401(k) Management /Advisory Services
Retirement Income Planning

Education Funding*

529 Plans
Coverdell Savings Accounts

Investments and Advisory Services*

Stocks, Bonds, and ETF's
Mutual Funds: Open and Closed End
REIT's, Equipment Leasing
Unit Investment Trusts
Equity Linked CD's
Fee-Based Platforms (stock/Mutual Fund/ETF) - UMA | SMA | Managed Accounts


Equity Indexed


Life, (Term, Whole, Universal, Variable, Equity Indexed)
Health (PPO, HMO, Health Savings Accounts)
Long-Term Care
Wealth Transfer / Estate Planning / Charitable

Small Business Services*

Retirement Plans
401(k) - 403(b) - 457 | SEP | Simple | Safe Harbor 401(k) | Single Person Roth 401(k)
Business Succession Planning - Buy Sell Agreements
Non-Qualified Compensation Plans
457(F) Plans

© 2018, Houghton Lake Financial. All Rights Reserved.

Office: 989-202-4201 | Cell: 810-625-3440

Fax: 989-302-8017 |

6868 W. Houghton Lake Dr. Houghton Lake, MI 48629

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC.  Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Brass Ring Wealth Management is not affiliated with Kestra IS or Kestra AS.  This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. Kestra IS and Kestra AS do not provide legal or tax advice. Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax and legal counsel.For additional information, please contact our Compliance department at 844-553-7872.

Copyright 2018 - Houghton Lake Financial. All rights reserved.