Tax Distribution Planning


Let us establish a tax free income for you!
We can't control the markets, interest rates, or the government, but we can control how much you pay in taxes, where your distributions come from in retirement, and how you feel about your investment strategy.

Our role as your retirement professional is to use tools and strategies to create a specific retirement income distribution plans to accomplish your vision. We believe your vision is too important to be handled with cookie cutter mutual funds, and buy and hold mentalities.

We take our time and help you make better decisions about IRA's, Rollovers, Roth IRA's, and Roth Conversions. We pay attention to the sequence of retirement distributions and the effects they have on your investments and income, not just that rate of return or yield.

Taxes, bene­ficiaries, and risk management should all be considered when looking at your retirement distribution strategy, not just an investment allocation or insurance policy.

It's not what you earn but rather what you keep!

© 2018, Houghton Lake Financial. All Rights Reserved.

Office: 989-202-4201 | Cell: 810-625-3440

Fax: 989-302-8017 |

6868 W. Houghton Lake Dr. Houghton Lake, MI 48629

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC.  Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Brass Ring Wealth Management is not affiliated with Kestra IS or Kestra AS.  This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. Kestra IS and Kestra AS do not provide legal or tax advice. Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax and legal counsel.For additional information, please contact our Compliance department at 844-553-7872.

Copyright 2018 - Houghton Lake Financial. All rights reserved.